Agape Fellowship · Small Group Study

None Righteous, No, Not One

The Verdict on the Whole World

ROMANS 3:9–20

Introduction: The Prosecution Rests

Since Romans 1:18 Paul has been building a legal case. He indicted the pagan world that suppresses the truth it sees in creation (1:18–32). He turned the indictment on the moralist who condemns in others what he practices himself (2:1–16). He pressed it on the religious Jew, who has the law, the covenant sign, and the very oracles of God, and yet breaks the law he boasts in (2:17–3:8). Now, in 3:9–20, the prosecution rests. Paul stops arguing and starts summarizing, and he summarizes not in his own words but in God’s: seven strands of Israel’s own Scripture, braided into one rope that binds every human being to the same verdict.

This is the low point of Romans, and it is meant to be. Everything Paul has said since 1:18 funnels into a single sentence in verse 19: “that every mouth may be stopped, and the whole world may be held accountable to God.” Only when the courtroom has gone silent—no excuse, no plea, no counter-argument left—can the next word be spoken: “But now the righteousness of God has been manifested apart from the law” (3:21). Luther said the whole purpose of this section is to strip us of every rag of our own righteousness so that we will receive Christ’s as a gift. So read this passage the way a patient reads a diagnosis he did not want but desperately needed: it is grim, it is accurate, and it is the reason the cure will look so glorious.

It is a short passage. Do not hurry it. There is more theology packed into these twelve verses than in most whole chapters of Scripture, and how a person hears 3:9–20 will largely determine how he hears the gospel.

Historical Background Verses 10–18 are what scholars call a catena—a “chain” of quotations. The rabbis had a name for the practice of threading texts from different parts of Scripture onto one argument: charaz, from a Hebrew root meaning to string or bore through, as one strings beads. A teacher who could “string pearls”—drawing from the Law, the Prophets, and the Writings to make a single point—was demonstrating that his conclusion was not his private opinion but the united testimony of the whole Bible. Collections of strung-together proof texts have actually been found among the Dead Sea Scrolls (the document known as 4QTestimonia is one), which shows the technique was in use in Judaism well before Paul wrote. Paul, trained under Gamaliel, does exactly this here, and his choice of sources is pointed: six of the seven quotations come from the Psalms—Israel’s hymnbook, sung in the synagogue—and one from Isaiah. He is not condemning Israel with foreign texts. He is condemning her with her own songs.

Section 1 — The Verdict Stated: All Under Sin (vv. 9–12)

9What then? Are we Jews any better off? No, not at all. For we have already charged that all, both Jews and Greeks, are under sin, 10as it is written:

“None is righteous, no, not one;
11no one understands;
no one seeks for God.
12All have turned aside; together they have become worthless;
no one does good,
not even one.” Romans 3:9–12 (ESV)

Study Notes

“What then?” (v. 9). Paul has just conceded, in verses 1–2, that there is real advantage to being a Jew—“to begin with, the Jews were entrusted with the oracles of God.” So the natural question is whether that advantage translates into a better standing at the judgment seat. Paul’s answer is blunt: no, not at all. Privilege is not the same thing as righteousness. Having the Bible is not the same as keeping it; being near the truth is not the same as being right with God. This is the verse to hang over every church-raised, sermon-saturated, small-group-attending person in the room, including the leader. The most dangerous place to be lost is inside a house of worship, because there a man can mistake his familiarity with the standard for conformity to it.

“Under sin” (v. 9). The phrase is hyph’ hamartian—literally “under sin,” the language of being under a power, the way a slave is under a master or a defendant is under an authority that will sentence him. Paul does not merely say that all people commit sins; that would be a statement about behavior. He says all people are under sin: it is a dominion, a regime, and we are inside it by nature, not merely by choice. This is the difference between saying a man is sick and saying he is in prison. Sinners are both. And note the sweep—“all, both Jews and Greeks.” In Paul’s world that phrase exhausted the categories of humanity. There is no third group standing outside.

“As it is written” (v. 10). Everything that follows through verse 18 is Scripture quoting Scripture. Paul refuses to let his readers file this verdict under “the apostle’s harsh opinion.” The first quotation (vv. 10–12) is drawn from Psalm 14:1–3, which appears again almost word for word as Psalm 53:1–3—a psalm that begins, “The fool says in his heart, ‘There is no God.’” Paul slightly sharpens the opening line: the psalm says “there is none who does good,” and Paul renders it “none is righteous, no, not one,” framing the whole catena in the courtroom vocabulary of the letter. Righteousness is precisely what this letter is about (1:17), and precisely what the census of humanity fails to turn up.

The four-fold ruin (vv. 10–12). Read the lines slowly and notice that they move through the whole person. Character: “None is righteous, no, not one.” Mind: “no one understands.” Will and desire: “no one seeks for God.” Conduct: “all have turned aside… no one does good.” Then observe the drumbeat of universal negatives—none, no one, no one, all, together, no one, not even one. Paul is closing every exit. And the repetition at the end is not redundancy but a hammer blow: having said “no one does good,” he adds “not even one,” as if to say, before you start naming exceptions, there are none. The verb behind “have become worthless” carries the sense of something spoiled and made useless—milk gone sour, fruit gone rotten. It is not that human beings are worth nothing; they bear God’s image and are of infinite worth to Him. It is that, for the purpose God made them—to glorify and enjoy Him—they have gone bad in the hand.

“No one seeks for God” (v. 11). This is the line that offends modern ears most, because our whole religious culture is built on the assumption that people are out there searching for God and simply need to be given directions. Paul says no. Left to ourselves we seek what God can give—relief, meaning, comfort, health, a clean conscience, escape from hell—but not God Himself. Piper has made this point with unusual force: a man may crave the benefits of God while having no appetite whatever for God, and until grace changes the appetite, that man is not a seeker. Which means that every genuine seeker in the room is already the trophy of grace: “No one can come to me unless the Father who sent me draws him” (John 6:44). If you are seeking God this morning, it is because He sought you first.

Total depravity, properly defined. This passage is the classic proof text for what the Reformers called total depravity, and it is constantly misunderstood. It does not mean that every person is as wicked as he could possibly be—plainly untrue, and Scripture itself speaks of unbelievers doing good things (Luke 11:13). It does not deny that the lost can love their children, keep their promises, or write beautiful music. What it means is that sin has reached every part of us—mind, affections, will, conscience, body—so that there is no undamaged faculty left to work with, no neutral inner room where we might, unaided, choose God. Calvin taught this as the corruption of the whole nature, and Luther pressed it to its logical end in his great debate with Erasmus: the will is not merely weakened, it is bound. The unbeliever is free to do what he wants; his problem is what he wants.

John Calvin “Original sin, therefore, seems to be a hereditary depravity and corruption of our nature, diffused into all parts of the soul, which first makes us liable to God’s wrath, then also brings forth in us those works which Scripture calls ‘works of the flesh.’” (Institutes of the Christian Religion, II.1.8)
Martin Luther “Thus the human will is placed between the two like a beast of burden. If God rides it, it wills and goes where God wills… If Satan rides it, it wills and goes where Satan wills; nor can it choose to run to either of the two riders or to seek him out, but the riders themselves contend for the possession and control of it.” (The Bondage of the Will, 1525)
Discussion Questions
  1. Paul says having the Scriptures gave the Jews real advantage but no better standing (vv. 1–2, 9). Where are you tempted to trust in religious advantages—upbringing, church attendance, Bible knowledge, service—rather than in Christ Himself? How would you know the difference?
  2. “Under sin” describes a power we are enslaved to, not just deeds we commit. How does thinking of sin as a master rather than a list of mistakes change the way you pray about your own besetting sins?
  3. Verse 11 says no one seeks for God. Yet many people describe themselves as spiritual seekers. What are people usually seeking—and what does it mean that you are here, in this room, wanting God?
  4. Total depravity does not mean everyone is as bad as possible; it means no part of us is untouched by sin. How would you explain that distinction to a friend who says, “I’m basically a good person”? What Scripture would you take them to first, and why?
  5. Which is harder for you to believe about yourself: that you could never seek God on your own, or that God sought you anyway? Why?

Section 2 — The Anatomy of Sin: From Throat to Feet to Eyes (vv. 13–18)

13“Their throat is an open grave;
they use their tongues to deceive.”
“The venom of asps is under their lips.”
14“Their mouth is full of curses and bitterness.”
15“Their feet are swift to shed blood;
16in their paths are ruin and misery,
17and the way of peace they have not known.”
18“There is no fear of God before their eyes.” Romans 3:13–18 (ESV)

Study Notes

A dissection, not a rant. Having given the verdict on the whole person (vv. 10–12), Paul now walks the body part by part. Throat, tongue, lips, mouth, feet, eyes: MacArthur and a long line of older expositors have called this the “anatomy of sin,” and the image is exactly right. This is not the shouting of a street preacher; it is the cold, careful work of a coroner laying out the corpse and naming what the disease has touched. And the answer is: everything. The passage functions as a physical demonstration of the doctrine just stated. If depravity is total in the sense of extensive, then it will show up in every member, and it does. Paul assembles the picture from four separate texts—Psalm 5:9, Psalm 140:3, Psalm 10:7, and Isaiah 59:7–8—and caps it with Psalm 36:1. No single psalmist wrote this portrait. It took the whole Old Testament to draw it.

The organs of speech (vv. 13–14). Notice the striking proportion: of the six body parts named, four—throat, tongue, lips, mouth—have to do with talking. Two full verses out of six are given to the sins of the mouth, which ought to sober any group that treats gossip as a minor vice. “Their throat is an open grave” (Ps. 5:9) is deliberately revolting: an unsealed tomb in a hot climate, breathing out the stench of the death inside. What comes out of a man’s mouth reveals what is decaying in his heart—precisely Jesus’ point in Matthew 15:18–19. “They use their tongues to deceive” renders a verb in a form suggesting habitual, practiced action; deceit is not an occasional slip but a settled skill. “The venom of asps is under their lips” (Ps. 140:3) shifts the image from decay to attack: the asp’s poison sac sits folded beneath the fang, hidden until the strike. Words can kill quietly, and the wound often shows up in someone else’s life long after the speaker has forgotten what he said. “Their mouth is full of curses and bitterness” (Ps. 10:7) completes the survey—cursing aimed outward at others, bitterness curdling inward in the soul. James, writing to Christians, warns that this same tongue is “a restless evil, full of deadly poison” (James 3:8), which should keep us from reading Romans 3 as a description of somebody else.

The path of violence (vv. 15–17). Paul now moves from what sin says to where sin goes, quoting Isaiah 59:7–8. “Their feet are swift to shed blood”—there is an eagerness here, a quickness; the sinful heart does not have to be talked into cruelty, it runs. Then Paul does something no summary should overlook: he describes the wreckage left behind. “In their paths are ruin and misery.” Sin is not a private transaction. It leaves a trail—broken homes, wounded children, ruined friendships, wrecked churches, whole nations laid waste. Anyone who has done pastoral work has walked that path picking up the pieces. And the final line is heartbreaking: “the way of peace they have not known.” The race that destroys peace also never finds it. We are miserable and we make others miserable, and the two facts are one fact. Isaiah’s context is worth noting—that chapter opens with “your iniquities have made a separation between you and your God” (Isa. 59:2), which is the root of every symptom in Paul’s list.

The root cause (v. 18). Paul saves the diagnosis for last and puts it where it belongs, at the top of the body: “There is no fear of God before their eyes” (Ps. 36:1). This single line explains all the rest. The catena moved downward from throat to feet, and now it comes back up to the eyes to tell us why: because man has stopped reckoning with God. Calvin observed that the fear of God is the bridle that restrains human wickedness; take the bridle off and the horse goes wherever it pleases. This is not the cringing terror of a slave but the reverent, awed reckoning with God’s reality—the very thing Scripture calls the beginning of wisdom (Prov. 9:10). And it is precisely what Romans 1:21 said humanity threw away: “although they knew God, they did not honor him as God.” The two ends of Paul’s indictment meet. The problem is not first that we behave badly; it is that God is not in our field of vision.

Historical Insight Paul’s catena would have landed on a first-century Jewish reader in a way we can easily miss. Psalm 14, Psalm 5, Psalm 140, Psalm 10, and Isaiah 59 were, in ordinary synagogue reading, understood to describe the wicked—the enemies of the righteous, the Gentile oppressor, the godless persecutor. Every devout listener would have nodded along, assuming Paul was describing the pagan world outside. Then comes verse 19: “whatever the law says it speaks to those who are under the law…” The texts were addressed to Israel. It is the same trap Paul sprang in 2:1 after the vice list of chapter 1—let the reader agree with the verdict, then show him he is the defendant. Nathan used the identical strategy on David: “You are the man” (2 Sam. 12:7).
Leader’s Note Resist the pull to make this section about how bad the world has gotten. The moment the group starts cataloging the sins of the culture, Paul’s argument has been inverted—that instinct is exactly what 2:1 condemns. Slow the group down at verses 13–14 and ask about the tongue, which is where most of us actually live in this passage. If someone in the room is not yet a believer, this is a passage to handle with tenderness rather than triumph: the goal is never to win the argument that they are sinners, but to help them see why the news of 3:21–26 is worth everything.
Discussion Questions
  1. Four of the six body parts Paul names have to do with speech. Why do you think Scripture treats the tongue so seriously (cf. James 3:5–10)? Where does your own speech most reveal what is really in your heart?
  2. “In their paths are ruin and misery” (v. 16). Sin always leaves a wake. Without confessing anyone else’s sins, where have you seen the truth of that line—and how does it shape the way you think about “small” or “private” sin?
  3. Verse 18 gives the root of everything above it: no fear of God. What does a healthy fear of God look like in a Christian—and what practically feeds or starves it in your week?
  4. A friend says, “This passage is way overblown. Most people I know are decent.” How would you respond in a way that is honest about human dignity and honest about human depravity, without sounding like you are condemning them?
  5. Paul quotes Israel’s own hymnbook to indict Israel. What would it look like for you to read Scripture this week expecting it to expose you rather than confirm your opinion of someone else?

Section 3 — Every Mouth Stopped: The Purpose of the Law (vv. 19–20)

19Now we know that whatever the law says it speaks to those who are under the law, so that every mouth may be stopped, and the whole world may be held accountable to God. 20For by works of the law no human being will be justified in his sight, since through the law comes knowledge of sin. Romans 3:19–20 (ESV)

Study Notes

“Whatever the law says…” (v. 19). Paul has just quoted Psalms and Isaiah, and now calls them “the law”—using the word in its broadest sense for the whole of the Old Testament Scriptures. His logic closes the last loophole. Someone might have replied, “Yes, those psalms are true—of the heathen.” Paul answers: the Scriptures speak to the people who possess them. The Word of God is not a searchlight to shine on the neighbors; it is a lamp brought into your own house. If you hold the Bible, the Bible is talking about you.

“That every mouth may be stopped” (v. 19). The verb pictures shutting or muzzling—blocking up an opening so nothing more can come through. Here is the courtroom scene toward which everything since 1:18 has been driving: the defendant who came in with a prepared defense, an explanation, an extenuating circumstance, a comparison with someone worse—and who now stands with nothing to say. This is one of the most important tests of true conversion. The unconverted heart always has something to say: but I tried; but she started it; but look at all the good I’ve done; but God understands. Grace is only received by a stopped mouth. Notice too that Paul does not say every mouth will be stopped one day, as though this were only about the last judgment. This is what the Word of God is doing right now, in this room, whenever it is read honestly.

“Held accountable to God” (v. 19). The word Paul chooses here, hypodikos, appears nowhere else in the New Testament and is a technical legal term: liable to prosecution, answerable to the court, under the jurisdiction of the judge with no defense left. To Paul’s Roman readers—living in a culture soaked in litigation, where a skilled advocate was the difference between acquittal and ruin, and where the empire’s proudest boast was its law—this vocabulary was unmistakable. Paul takes their own courtroom and enlarges it until the bench is God’s and the dock holds “the whole world.” No advocate in that room can help. Which is precisely why the letter will later say, “It is God who justifies. Who is to condemn? Christ Jesus is the one who died… who indeed is interceding for us” (Rom. 8:33–34). We do get an Advocate—but not one who argues our innocence. He argues His own blood.

“By works of the law no human being will be justified” (v. 20). Paul is echoing Psalm 143:2 (“no one living is righteous before you”), and he adds the decisive phrase: by works of the law. The literal Greek is “all flesh”—a Hebrew way of saying “every creature of dust”—and it slams the door on any hope of self-salvation. “Justified” (dikaioō) is a courtroom word too: to declare righteous, to hand down a verdict of acquittal. Paul is not saying that law-keeping is a slow road to God, or that we simply need more effort or better sincerity. He is saying the road does not exist. This is the verse that broke the back of medieval merit theology and, through Luther, the verse that returned the church to the gospel. Any system that says do this and live—whether it is first-century circumcision, medieval indulgences, or the modern hope that our good will outweigh our bad—dies here.

“Through the law comes knowledge of sin” (v. 20). Then what is the law for? Paul answers in seven words. The law was never given as a ladder to climb up to God; it was given as a mirror to show us we cannot. The Reformers called this the second use of the law—usus elenchticus, its convicting or pedagogical use—and both Luther and Calvin regarded it as the law’s primary work toward the unconverted. A mirror will show you the dirt on your face; it will never wash it off. A ruler will tell you the board is crooked; it cannot plane it straight. If you take the law as a ladder you will either despair, because you keep falling, or you will become a Pharisee, because you have lowered the rungs. Take it as a mirror and it will drive you to Christ, which is exactly what Galatians 3:24 says it was designed to do. The word Paul uses for “knowledge” here is an intensive form—not a vague sense that we fall short, but a precise, personal recognition of what sin is and that it is mine.

Why this is good news. Notice how verse 20 ends the section: not with a solution but with a diagnosis. That is deliberate. Paul wants us to feel the full weight of the silence in the courtroom, because the very next verse is the sunrise: “But now the righteousness of God has been manifested apart from the law… the righteousness of God through faith in Jesus Christ for all who believe” (3:21–22). The two little words but now are only as beautiful as verses 9–20 are terrible. This is why a group that skips the bad news never really rejoices in the good. Piper has often said that we will never marvel at grace until we have stopped defending ourselves—and stopping our own defense is precisely what verse 19 describes. The stopped mouth of verse 19 becomes the singing mouth of Romans 11:36.

John Calvin “The law is like a mirror. In it we contemplate our weakness, then the iniquity arising from this, and finally the curse coming from both—just as a mirror shows us the spots on our face.” (Institutes of the Christian Religion, II.7.7)
Historical Insight This very doctrine produced one of the most famous confrontations in church history. In 1524 the great humanist scholar Erasmus of Rotterdam, pressed for years to answer Luther, chose his ground carefully and published De libero arbitrio (“On the Freedom of the Will”)—arguing that fallen man retains some small power to turn toward God and cooperate with grace. Luther replied in December 1525 with De servo arbitrio, The Bondage of the Will, which he regarded to the end of his life as among the best things he ever wrote. What is remarkable is how he opened: he thanked Erasmus, because unlike every other opponent Erasmus had gone for the throat of the matter rather than quarreling about indulgences and papal authority. Luther saw clearly that if the will is free to seek God, then grace is assistance rather than resurrection—and the whole gospel shifts. Romans 3:10–12 was central to his case. Five centuries later, the question of verse 11—whether anyone, unaided, seeks God—is still the fault line running under most disagreements about salvation.
Martin Luther “You and you alone… have attacked the real thing, that is, the essential issue. You have not wearied me with those extraneous issues about the Papacy, purgatory, indulgences, and such like trifles… you, and you alone, have seen the question on which everything hinges.” (The Bondage of the Will, 1525, addressed to Erasmus)
Discussion Questions
  1. “Every mouth may be stopped” (v. 19). What excuses, comparisons, or explanations does your heart still reach for when you are confronted with your sin? What would it look like this week to simply stop talking and agree with God?
  2. Paul says the law functions as a mirror, not a ladder. Where do you catch yourself treating obedience as a way of earning God’s favor rather than responding to it? How does the difference show up in how you feel after a bad week?
  3. If verse 20 is true—that no one is justified by works of the law—why should Christians still care about the law at all? How does the law serve someone who is already forgiven?
  4. How does the diagnosis of vv. 9–20 prepare you to hear 3:21–22? Read those verses aloud in the group and talk about what the words “but now” are worth after this passage.
  5. Think of one person you long to see come to Christ who believes he or she is basically a good person. How might you help them see the mirror without simply arguing with them—and what would you want them to see about Christ in the same conversation?

Bringing It Home

Big idea: Paul closes the case he began in 1:18 by letting God’s own Word deliver the verdict: no one is righteous, no one understands, no one seeks God—the whole race is under sin’s dominion, corrupted in every faculty from throat to feet to eyes, because the fear of God has vanished from before our eyes. The law was never a ladder to climb out of this; it is the mirror that shows us we are in it. Its work is to silence us—to stop every mouth and leave the whole world with no defense before God—so that we will stop pleading our record and receive the righteousness God gives as a gift in Jesus Christ. The silence of verse 19 is the doorway to the “but now” of verse 21.

Prayer focus: Begin with honest confession rather than general apology—name to God the particular sins of the tongue, the ruin left in your path, the places where you have lived as though God were not watching. Thank Him that Christ stood in the dock where you deserved to stand, and that the Judge who convicted you is the same God who justifies you (Rom. 8:33). Ask for a renewed fear of God—reverent, glad, and awake—in a heart that had learned to live without it. Pray by name for those you love who are still building a defense, that God would grant them the mercy of a stopped mouth and open their eyes to Christ.

Memory Verse “For by works of the law no human being will be justified in his sight, since through the law comes knowledge of sin.”
— Romans 3:20 (ESV)